Lasting Power of Attorney Solicitors
An LPA has to be in place before you need it. Once you lose mental capacity, it is too late — and the Court of Protection process that replaces it is expensive, slow, and invasive.
A Lasting Power of Attorney (LPA) is a legal document that authorises a person you choose — your attorney — to make decisions on your behalf if you become unable to make them yourself. There are two types: one covering property and financial affairs, another covering health and welfare. Both must be registered with the Office of the Public Guardian before they can be used. A solicitor ensures the document is correctly drafted, the right safeguards are included, and registration is completed without delay.
LPA Types & How They Work
Lasting Powers of Attorney — what they cover and why registration matters.
An LPA is only valid if it is correctly drafted, signed by the donor in the presence of a certificate provider, signed by the attorney, and registered with the OPG. A solicitor ensures every requirement is satisfied — and the document can be used when it is needed.
Property and financial affairs LPA
A property and financial affairs LPA authorises the attorney to manage the donor's finances — bank accounts, investments, property transactions, benefits, and tax affairs. Unlike a health and welfare LPA, it can be used while the donor still has capacity (if the donor specifies this). It is often used in practice by people who have capacity but need help managing day-to-day finances — for example during a period of illness or absence. A solicitor will advise on the scope of the attorney's authority and the restrictions the donor may wish to include.
Health and welfare LPA
A health and welfare LPA authorises the attorney to make decisions about the donor's medical treatment, care arrangements, and day-to-day welfare — including where the donor lives and what medical treatment they receive. It can only be used once the donor lacks mental capacity to make the relevant decision. Crucially, it can include a specific authority for the attorney to make decisions about life-sustaining treatment — without this authority, the attorney cannot refuse or consent to treatment on the donor's behalf. A solicitor will ensure this authority is included where the donor wishes it.
Safeguards against abuse
The LPA must include a certificate provider — a person who certifies that the donor understands the document and is not being pressured into signing it. The certificate provider cannot be a family member, close friend, or business associate of either the donor or attorney. A solicitor can act as certificate provider — and their involvement in the drafting means the safeguard is genuinely effective, not just a formality. The OPG can investigate concerns about an attorney's conduct after the LPA is registered.
Restrictions and guidance for attorneys
An LPA can include specific restrictions on the attorney's authority — for example, requiring two attorneys to sign financial transactions above a specified amount, or restricting sale of particular assets. It can also include guidance — not legally binding but stating the donor's wishes on how the attorney should act. A solicitor will advise on what restrictions and guidance are appropriate for the donor's specific circumstances and family situation.
Registration with the OPG
An LPA must be registered with the Office of the Public Guardian before it can be used. Registration requires the LPA to be submitted with the registration fee (currently £82 per LPA; fee exemptions and reductions apply for low-income donors). Processing currently takes 4–8 weeks. The registered LPA is returned to the donor, who keeps the original — the attorney uses a certified copy. A solicitor will manage the registration process and ensure the registered document is correctly stored and certified for use.
What happens without an LPA
If a person loses mental capacity without a registered LPA in place, no one — not even a spouse or adult child — automatically has authority to manage their finances or make care decisions. The only way to obtain that authority is by applying to the Court of Protection for a deputyship order — a process that typically takes 6–9 months, costs significantly more than an LPA, and subjects the deputy to ongoing reporting requirements to the OPG. An LPA made and registered while the donor has capacity avoids this entirely.